Thanks a lot for coming into my office. I’m amazed how many people have auto and home insurance but forget the most valuable asset, the ability to earn money. Congratulations for taking the first step toward protecting it. Life insurance can be confusing. It doesn’t help that most of the people explaining it work on commission. Let’s take a few minutes to talk about your needs. Don’t worry, I don’t sell anything here. By the way, what is your first name?